When a ransom payoff goes terribly wrong, Jess and her team must do everything in their power to free a kidnapped young girl. The MCTF ends up in the middle of a feud between two successful jewelers, discovering there is more to their rivalry than the competition to buy old gold. Just as the kidnappers increase their demand to a million dollars, complications arise with Jess' pregnancy, forcing her to run the investigation from bed. Time is running out, on and off the job, and Jess realizes that a dangerous cat-and-mouse game with the bad guys is her last best chance to save the victim's life.