Chicago natives Mile and Elaine are looking for a home in Cotton Valley, St. Croix in the US Virgin Islands. This marine couple have hung up their business attire and traded it in for sunscreen and board shots. Mike has started his own fishing charter on the island and is practically a merman! Elaine loves the sweeping water views and can't wait to spend every moment by the water. Elaine wants a modern home with a sprawling floor plan where she can entertain. Mike wants a cozy island home where he can kick back with a drink and enjoy the sea views. Will this couple end up living in a modern paradise or tiki palace?